Buying a home
Purchase property you've always hoped for with the help of Cowell Norford.
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When buying a new home with us, you’ll receive a personal service with regular updates on how your purchase progresses. AND by registering with us, you’ll get a heads-up on all new properties we are selling, before they go onto the market!
Let us know your interest in buying a property by calling in to see us to discuss your requirements; phoning us on 01706 863 490; or registering online via our registration form.
We will send you details of all properties that match your needs, and keep you updated of any new instructions we receive that we think you’ll like. Remember we are here to offer advice on any aspect of the properties, so if there’s anything at all that you’d like to know, just ask!
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It’s important at this stage to make sure your finances are in place, including the amount of your mortgage which you can have agreed in principle even without a specific property in mind.
Cowell-Norford Financial Services can search a representative of the whole of the mortgage market to find the right mortgage for you; call 01706 863475, or register online to arrange a consultation
We can arrange viewings at times to suit you, including evenings and weekends.
This will ensure that you can spend enough time looking around and ask any questions. To arrange a viewing call 01706 863 490 or get in touch online.
Once you’ve found your ideal property, we will put forward your offer to the seller.
We know that prompt communication between all parties is vital at this stage, so we work hard to keep everyone informed as quickly as possible.
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You need a specialist solicitor to deal with the legal side of buying a property.
Cowell-Norford has relationships with some excellent local solicitors, so we will be pleased to recommend a solicitor for you.
On acceptance of your offer several steps need to take place.
Firstly your solicitor should be instructed to proceed with the purchase of your property; at this stage they will arrange for local searches to be carried out on the property to ensure that you are aware of everything about it before you complete the sale. Your mortgage application also needs to be made in full, which includes the mortgage company instructing a survey on the property. On receipt of an acceptable survey and application, the mortgage company will produce a mortgage offer.
Once the results of the local searches are received, your solicitor will draw up a contract to be signed by you and the seller of the property.
Once these contracts have been completed and “exchanged” you are now legally committed to the purchase of the property.
This normally takes place a few days or weeks after Exchange of Contracts and is the date when you are legally the owner of the property. You can now move in and enjoy your new home!
If you have any further questions, or if you’d like a free property valuation, please don’t hesitate to contact our team at Cowell Norford today!
